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Financial Aid

Welcome to the Office of Financial Aid! An education here at BCTC is an especially good value. Tuition costs are very affordable, especially for residents of Kentucky. In addition, we offer a wide range of financial aid programs.

Ready to get started? Apply for financial aid now, search and apply for scholarships, get answers to frequently asked questions, or contact our Office of Financial Aid for help or more information.

Financial Aid News


Beginning May 10, 2015 the FAFSA PIN (Personal Identification Number) became obsolete. The new way to sign and submit your Free Application for Federal Student Aid (FAFSA) for students (and parents if dependent) is by creating an FSA ID. For details and to create an FSA ID visit the Federal Student Aid website @  If you would more information, please click here.

Attention Financial Aid Recipients

Beginning Spring 2016 to receive financial aid you must be in an approved program of study. If you are currently in a program that is "PENDING" i.e. Nursing Pending or "UNDECIDED" you will no longer be eligible to receive a financial aid disbursement. You can update your program plan by clicking here and submitting a Program Change Request. All programs must be updated before December 1, 2015.

Disbursement dates for 16 week term

Pell, CAP, SEOG, Federal Direct Loans and Scholarships begin disbursement on September 6. Refunds begin processing on September 10.

KEES and First time loan borrowers disbursements begin on September 21. Refunds begin processing on September 25.

A disbursement is the release of financial aid to the student account to pay tuition, fees, bookstore charges and other related expenses.

A refund is the release of residual funds to the student's Higher One Account.

The Financial Aid Office cannot guarantee the arrival or disbursement of funds. The above dates represent the earliest date funds can be applied to an account in Student Billing. All refunds will be processed through Higher One. To activate your Higher One account or to choose your refund preference go to

You can view your Financial Aid awards and your account in Student Billing online at

Parent Plus Borrowers

Parents must now complete PLUS Counseling before a PLUS Loan disbursement will occur. For more information please visit the page.

2015-2016 Scholarship Opportunities

The only way to receive a scholarship is to apply. The 2015-2016 scholarship application is available to complete online. Please visit our Scholarship page for more details.

**Student Loans are by request only**

If you wish to receive a student loan as part of your financial aid package, please follow the following steps to accept.

  • Login to
  • Click on Loan Request hyperlink.
  • Verify your phone number and address.
  • Read and Agree to the important information regarding your student loans.
  • Enter the amount of student loans you need for the academic year. This amount will be split for Fall/Spring so be sure to project what you need for BOTH semesters.
  • Once submitted you will be taken back you your main self-service screen and the loan request form will no longer be available for viewing.

If you have never borrowed a student loan at BCTC and accept a Federal Student Loan, you will also need to complete the Master Promissory Note (MPN) and Entrance Counseling. Both processes may be completed online at BCTC will receive notification once successfully completed. Loan funds cannot be disbursed until both have been completed.

Dollars and Sense Newsletter

Do you want up-to-date information regarding financial aid? Our newsletter, which is published each semester, has lots of great information and tips on what you need to have a seamless financial aid experience. Check out the latest edition here.

Thinking About Dropping ALL your classes?

Think Again! Did you know that dropping ALL of your classes or failing ALL your classes could mean that the Financial Aid Office may ask you to repay some or all of your financial aid awards? It's a federal requirement! BCTC has many resources to help you through the semester. Review the R2T4 webpage before you make that decision!

General Information For Students