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Financial Aid

Welcome to the Office of Financial Aid! An education here at BCTC is an especially good value. Tuition costs are very affordable, especially for residents of Kentucky. In addition, we offer a wide range of financial aid programs.

Ready to get started? Apply for financial aid now, search and apply for scholarships, get answers to frequently asked questions, or contact our Office of Financial Aid for help or more information.

Financial Aid News

Spring 2017 Bookstore Charge Process will begin January 2

Students that meet the requirements for utilizing their financial aid in the bookstore will be able to charge books from January 2- January 20, 2017. To charge books you must meet the following criteria:

  • All required documents were submitted to the Financial Aid Office by November 15, 2016
  • You have a completed Financial Aid file (24 hours prior to purchase)
  • You have completed a Financial Aid Release (FAR) form (24 hours prior to purchase)
  • You are enrolled in classes at BCTC
  • You have no missing grades from prior term(s)
  • You are meeting SAP (Satisfactory Academic Progress)
  • You have enough aid awarded and accepted to cover your tuition/fees plus your book charges
  • You are admitted to a financial aid eligible program of study
  • You have completed all Financial Aid To Do List items in your Student Service Center
  • Resolve all holds on your Student Service Center account

Spring 2017 Disbursement Dates

Pell, CAP, SEOG, Federal Direct Loans and Scholarships begin disbursement on January 29, 2017. Refunds begin processing on February 2, 2017.

First time loan borrowers and KEES disbursements begin on February 12. Refunds began processing on February 16.

A disbursement is the release of financial aid to the student account to pay tuition, fees, bookstore charges and other related expenses.

A refund is the release of residual funds to the student's BankMobile Account.

The Financial Aid Office cannot guarantee the arrival or disbursement of funds. The above dates represent the earliest date funds can be applied to an account in Student Billing. All refunds will be processed through BankMobile. 

You can view your Financial Aid awards and your account in Student Billing online at https://students.kctcs.edu

Information for Spring 2017 Financial Aid Recipients

The priority deadline for students enrolling at BCTC for the Spring 2017 semester is November 15, 2016. Students should monitor their KCTCS email account for important information.  All financial aid correspondence, including award notifications and missing information requests will be sent to KCTCS email addresses.  To view your financial aid awards, log in to the student self-service website.  For more information about Financial Aid and the types of awards available, please read our Award Information page

Undecided and Pending Majors

To receive Financial Aid you must be in an approved program of study. If you are currently in a program that is "PENDING" i.e. Nursing Pending or "UNDECIDED" you will not be eligible to receive a financial aid disbursement. You can update your program plan by clicking here and submitting a Program Change Request

IMPORTANT NOTICE -FSA ID has replaced FAFSA PIN

Beginning May 10, 2015 the FAFSA PIN (Personal Identification Number) became obsolete. The new way to sign and submit your Free Application for Federal Student Aid (FAFSA) for students (and parents if dependent) is by creating an FSA ID. For details and to create an FSA ID visit the Federal Student Aid website @ https://fsaid.ed.gov.  If you would more information, please click here.

Parent Plus Borrowers

Parents must now complete PLUS Counseling before a PLUS Loan disbursement will occur. For more information please visit the StudentLoans.gov page.

**Student Loans are by request only**

If you wish to receive a student loan as part of your financial aid package, please follow the following steps to accept.

  • Login to https://students.kctcs.edu/.
  • Click on Loan Request hyperlink.
  • Verify your phone number and address.
  • Read and Agree to the important information regarding your student loans.
  • Enter the amount of student loans you need for the academic year. This amount will be split for Fall/Spring so be sure to project what you need for BOTH semesters.
  • Once submitted you will be taken back you your main self-service screen and the loan request form will no longer be available for viewing.

If you have never borrowed a student loan at BCTC and accept a Federal Student Loan, you will also need to complete the Master Promissory Note (MPN) and Entrance Counseling. Both processes may be completed online at http://studentloans.gov. BCTC will receive notification once successfully completed. Loan funds cannot be disbursed until both have been completed.

Dollars and Sense Newsletter

Do you want up-to-date information regarding financial aid? Our newsletter, which is published each semester, has lots of great information and tips on what you need to have a seamless financial aid experience. Check out the latest edition here.

Thinking About Dropping ALL your classes?

Think Again! Did you know that dropping ALL of your classes or failing ALL your classes could mean that the Financial Aid Office may ask you to repay some or all of your financial aid awards? It's a federal requirement! BCTC has many resources to help you through the semester. Review the R2T4 webpage before you make that decision!

General Information For Students