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Financial Aid

Welcome to the Office of Financial Aid! An education here at BCTC is an especially good value. Tuition costs are very affordable, especially for residents of Kentucky. In addition, we offer a wide range of financial aid programs.

Ready to get started? Apply for financial aid now, search and apply for scholarships, get answers to frequently asked questions, or contact our Office of Financial Aid for help or more information.

Financial Aid News

Attention Currently Enrolled Students — AVOID THE LINES!

Why rush around at the last minute and stress about your financial aid? Meet with a financial aid counselor NOW to determine if your FAFSA is complete for the Fall 2015 semester.  Stop by the financial aid office to review your 2015-2016 FAFSA and discuss your financial aid options.  Students that have a completed file will receive an estimated award letter for 2015-2016.  

Parent Plus Borrowers

Parents must now complete PLUS Counseling before a PLUS Loan disbursement will occur.  For more information please visit the StudentLoans.gov page. 

2015-2016 FAFSA available NOW!

The 2015-2016 Free Application for Federal Student Aid is available now at www.fafsa.ed.gov. BCTC’s School Code is 005244. The Financial Aid Priority Date for Fall 2015 is July 15, but don’t wait! You can complete your financial aid file before your Spring semester classes end if you are a currently enrolled student.

NEED HELP? Check out our Applying for Aid page for more details or stop by any of our Financial Aid locations.

2015-2016 Scholarship Opportunities

The only way to receive a scholarship is to apply. The 2015-2016 scholarship application is available to complete online. Please visit our Scholarship page for more details.

New for 2014-2015 **Student Loans are by request only**

If you wish to receive a student loan as part of your financial aid package, please follow the following steps to accept.

  • Login to https://students.kctcs.edu/.
  • Click on Loan Request hyperlink.
  • Verify your phone number and address.
  • Read and Agree to the important information regarding your student loans.
  • Enter the amount of student loans you need for the academic year. This amount will be split for Fall/Spring so be sure to project what you need for BOTH semesters.
  • Once submitted you will be taken back you your main self-service screen and the loan request form will no longer be available for viewing.

If you have never borrowed a student loan at BCTC and accept a Federal Student Loan, you will also need to complete the Master Promissory Note (MPN) and Entrance Counseling. Both processes may be completed online at http://studentloans.gov. BCTC will receive notification once successfully completed. Loan funds cannot be disbursed until both have been completed.

Dollars and Sense Newsletter

Do you want up-to-date information regarding financial aid? Our newsletter, which is published each semester, has lots of great information and tips on what you need to have a seamless financial aid experience. Check out the latest edition here.

Thinking About Dropping ALL your classes?

Think Again! Did you know that dropping ALL of your classes or failing ALL your classes could mean that the Financial Aid Office may ask you to repay some or all of your financial aid awards? It's a federal requirement! BCTC has many resources to help you through the semester. Review the R2T4 webpage before you make that decision!

General Information For Students