Full health insurance is required by the U.S. Department of State for all F-1, M-1, and J-1 international students. Medical expenses in the U.S. are very high, but very good and necessary. The law requires benefits of at least $200,000 per illness or injury for the duration of their studies. The benefit must include repatriation (death and removal to native country). There are special insurances for international students by several companies. BCTC international students may take the University of Kentucky international student insurance, www.AHPCare.com/uky, or ISO, www.isoa.org, or IMG, www.imglobal.com. Chinese students may purchase the United Chinese Plan, https://www.uhcsr.com/chineseservicecenter.
If you already have insurance that is payable in the United States and covers repatriation,
bring a copy of the policy and proof of payment in English. If the policy meets the
minimum requirements, you will be able to use that insurance and not required to purchase
the international student insurance.
Students who bring a spouse or other dependents will be required to purchase insurance for them. The insurance providers above have plans for the spouse and dependents.