NBS Payment Plan | BCTC

Affording College

NBS Payment Plan

Payment Plan

Bluegrass Community & Technical College (BCTC) has partnered with Nelnet Business Solutions (NBS) to offer an online payment plan as a convenient way to help you meet your educational expenses. NBS provides you with a low cost option for budgeting tuition and other educational expenses. It is not a loan program. You have no debt, there are no interest or finance charges assessed, and there is no credit check. Please see below for steps to enroll in the NBS online payment plan.

Fall 2025 Payment plan available on July 1, 2025
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
July 1 - August 8, 2025 None 4 August - November 20
August 9 - August 29, 2025 25% 3 September – November 20
August 30 - October 8, 2025 50% 2 October - November 20
Spring 2026 Payment Plan available on October 1, 2025
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
October 1, 2025 - January 9, 2026 None 4 January - April 20
January 10 - January 26, 2026 25% 3 February - April 20
January 27 - March 10, 2026 50% 2 March - April 20
Summer 2026 Payment Plan available on March 1, 2026
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
March 1 - May 8, 2026 None 3 May - July 20
May 9 - May 29, 2026 50% 2 June - July 20
Fall 2026 Payment plan available on July 1, 2026
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
July 1 - August 7, 2026 None 4 August - November 20
August 8 - August 28, 2026 25% 3 September – November 20
August 29 - October 7, 2026 50% 2 October - November 20
Spring 2027 Payment Plan available on October 1, 2026
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
October 1, 2026 - January 8, 2027 None 4 January - April 20
January 9 - January 25, 2027 25% 3 February - April 20
January 26 - March 9, 2026 50% 2 March - April 20
Summer 2027 Payment Plan available on March 1, 2027
Online Payment Plan Enrollment Dates Required Down Payment Number of Payments Months of Payments and Payment Dates
March 1 - May 7, 2027 None 3 May - July 20
May 8 - May 28, 2026 50% 2 June - July 20

It's Easy to Enroll:

  1. Disable pop-up blockers!
  2. Login to
  3. Click on "Fin Aid & Account Balance" tile
  4. Click on Make a Payment
  5. Select Setup Official Payment Plan from the drop down menu then click Confirm
  6. From this point, the student will Create an Account with NBS. The payment plan is not complete until the student reads and accepts the Terms & Conditions, clicks the Authorize button, and receives confirmation.

Cost to Participate

A $30 nonrefundable enrollment fee will be charged per semester.

Up to $30 nonrefundable returned payment fee will be assessed if a payment is returned to Nelnet Business Solutions.

*Students who are already registered are subject to cancellation if they haven't made payment arrangement OR enrolled in the payment plan by the cancellation date on the academic calendar.

Note: Enrollment fee & down payments are processed immediately and scheduled monthly payments are processed on the 20th of each month.

  • If the 20th of the month falls on a weekend or holiday, payment will process on the following business day.

You may budget your tuition and fees one of two ways

  • Automatic Bank Payment (ACH) - ACH payments are payments that you authorize NBS to process directly with your financial institution. It is simply a bank-to-bank transfer of funds that you have pre-approved for your expenses at Bluegrass Community & Technical College. Payments may be made from either your checking or savings account. Payments are processed on the 20th of each month.

  • Debit or Credit Card Option - If you elect to use this option, your monthly payment will be automatically charged to the debit/credit card you designate on the 20th of each month. This option may enable you to take advantage of various bonus programs offered by your credit card company.

*Please Note:

  • Payment plans must be completed each and every semester.
  • To make changes to your address, phone, or banking information call NBS at 1 (800) 609-8056.
  • If the 20th of the month falls on a weekend or holiday, payment will process on the following business day.

For additional questions, you may visit the Bursar's Office.